Complete Guide to Mainland, Free Zone & Offshore (Costs, Visas, Tax, Banking)

Dubai is one of the easiest and most profitable places to start a business in 2026 — but only when your structure, activity and compliance are set correctly from day one.

At Business & Beyond Consulting LLC FZ, we go beyond just issuing a licence. We help founders, investors and SMEs choose the right jurisdiction, avoid regulatory risks, optimise costs, and stay compliant with UAE tax, banking and immigration rules.

Our team of UAE business setup specialists and chartered accountants guide you from planning → licensingvisascorporate taxbanking.

Why Start Your Business in Dubai?

Why Dubai Is the #1 Global Destination for Business

Dubai remains one of the world’s most attractive places to start and grow a business. In 2026, the combination of 100% foreign ownership, a strategic location and an evolving yet business-friendly tax regime makes Dubai ideal for: 

  1. Consultants and professional service firms

  2. E-commerce and digital businesses

  3. Trading and import/export companies

  4. Tech and startups

  5. Holding / investment structures and SPVs

  6. Family businesses and international entrepreneurs

Tax Advantages & 100% Ownership

  1. 0% personal income tax on salaries and most personal income

  2. 9% corporate tax only on qualifying business profits above the threshold (subject to UAE CT rules)

  3. 100% foreign ownership for most mainland and free zone activities

  4. Multiple double tax treaties supporting international structuring

Strategic Location & Market Access

From Dubai, you can serve clients across GCC, MENA, Africa, Europe and Asia with:

  1. World-class logistics and aviation

  2. Stable regulatory environment

  3. Robust digital infrastructure

Lifestyle & Talent

Dubai also offers:

  1. High-quality lifestyle and safety

  2. Access to international talent

  3. Strong ecosystem of banks, regulators, and professional service providers

Dubai strategy

Mainland vs Free Zone vs Offshore — Which Is Right for You?

Choosing the wrong structure is the #1 mistake new founders make when setting up in Dubai.
Use this high-level comparison as a starting point:

Dubai Business Structures at a Glance

FactorDubai MainlandDubai Free ZoneUAE Offshore / Holding
OwnershipUp to 100% foreign ownership for most activities100% foreign ownership100% foreign ownership
Market AccessTrade anywhere in UAE & internationallyTrade within the free zone & outside UAE (limited onshore)No onshore trading; holding / structuring only
RegulatorDubai Economy & Tourism (DET/DED)Individual Free Zone Authority (e.g., IFZA, Meydan, DMCC, SPC, etc.)Offshore/RAK/other registries
Typical CostMedium–HighLow–MediumLow–Medium
Visa EligibilityStrong (depends on office size)Good (depends on package & free zone)Usually no visas
Best ForOnshore trading, services, government contracts, physical presenceStartups, consultants, e-com, remote founders, cost-sensitive setupsAsset holding, international structuring, IP, shareholder vehicles

When Mainland Business Setup in Dubai Makes Sense

Choose Dubai mainland when you:

  • Want to sell directly within the UAE without limitations

  • Plan to work with government entities or large local corporates

  • Need a retail outlet, restaurant, clinic or physical office

  • Want maximum flexibility for future expansion in the UAE

When Dubai Free Zone Business Setup Is Better

Choose a Dubai free zone company if you:

  • Want low-cost business setup in Dubai with simpler packages

  • Primarily serve international clients or online business models

  • Need 100% foreign ownership with flexible visa options

  • Prefer simplified corporate governance and often lower overheads

When Offshore / Holding Structures Are Ideal

An offshore or holding company in the UAE works best when you:

  • Need an international holding or investment vehicle

  • Want to hold shares in other companies, real estate, or IP

  • Don’t need onshore trading or office presence

  • Focus on asset protection and ownership structuring


Cost of Business Setup in Dubai

There is no “one price” for business setup in Dubai. Your 2026 Dubai business setup cost depends on:

  • Jurisdiction (mainland vs specific free zone vs offshore)

  • Activity type (trading, consulting, e-com, holding, etc.)

  • Number of shareholders & visas

  • Office / flexi-desk / co-working requirements

  • Banking profile & compliance complexity

Below is an illustrative 2025 cost table (in AED). Final figures depend on your exact case and current government/free zone promotions.

2026 Dubai Business Setup Cost Range (Illustrative)

Scenario (Example)JurisdictionVisa QuotaApprox. 2025 Cost Range*
Free Zone – No Visa (remote founder)Free Zone0AED 8,000 – 14,000
Free Zone – 1 Visa PackageFree Zone1AED 12,000 – 20,000
Free Zone – 2–3 Visas (growing team)Free Zone2–3AED 18,000 – 30,000
Mainland – Professional Licence (consultant)Mainland1AED 18,000 – 30,000+
Mainland – Trading LLC (shop/trading)Mainland2–4AED 25,000 – 45,000+
Offshore / Holding CompanyOffshore0AED 7,000 – 15,000

*Approximate ranges combining government fees + basic professional fees. Bank account assistance, premium office, multiple activities, complex shareholder structures, tax planning or additional compliance services will impact final cost.

At Business & Beyond, we provide a clear, written cost breakdown before you commit — no hidden mark-ups or surprise “mandatory extras”.

Get a Tailored 2026 Cost Breakdown

Visa & Residency Eligibility With Dubai Business Setup

Setting up a company in Dubai is often the gateway to UAE residency.

Common Visa Options Linked to Business Setup

  • Investor / Partner Visa – for business owners / shareholders

  • Employment Visas – for your employees and team

  • Family Sponsorship – spouse, children, sometimes parents (subject to rules)

  • Golden Visa – possible via qualifying investment or business structures (subject to current criteria)

Typical Visa Eligibility by Structure (Indicative)

Structure TypeTypical Visa Potential*
Free zone – no officeOften 0–1 visa (if allowed)
Free zone – flexi-desk / shared office1–3 visas (varies by free zone)
Free zone – dedicated officeHigher visa quotas possible
Mainland – small officeVisas linked to office size & activity
Offshore company

Normally no visas directly

Visa Process Overview

  • Step 1 – Entry Permit (if outside UAE)

  • Step 2 – Medical Test & Biometrics

  • Step 3 – Emirates ID

  • Step 4 – Visa Stamping / E-visa issuance

We coordinate visas alongside your licence and corporate tax registration, so everything aligns with immigration and bank requirements.

Visa Process Overview

How Business Setup in Dubai Works (Step-by-Step)

Our process is designed to be simple, transparent and compliant.

Step 1 — Free Consultation & Feasibility Check

  1. Understand your business model, target markets and budget

  2. Clarify mainland vs free zone vs offshore suitability

  3. Identify any regulatory approvals or special conditions

Step 2 — Structure & Jurisdiction Selection

  1. Recommend the best legal form (LLC, sole establishment, free zone entity, holding company)

  2. Match you with the right free zone or mainland authority based on activity, visas and budget

  3. Consider corporate tax, ESR and banking implications upfront

Step 3 — Trade Name Reservation & Initial Approvals

  1. Propose compliant trade name options

  2. Apply for initial approvals with DET or the chosen free zone

  3. Guide you on any activity-specific requirements

Step 4 — Documentation & Signing

  1. Draft or review MOA/AOA / shareholder resolutions

  2. Guide on UBO declarations and KYC documents

  3. Arrange e-signing or physical signing as required

Step 5 — Licence Issuance & Tax Registration

  1. Obtain your trade licence

  2. Assess whether you must register for:

    1. Corporate Tax

    2. VAT (if thresholds/criteria are met)

    3. Other relevant registrations / filings

  3. Set up a basic compliance calendar so deadlines are not missed

Step 6 — Visa Processing & Emirates ID

  1. Process investor / partner / employment visas

  2. Coordinate medical test, biometrics and ID

  3. Assist with family sponsorship where applicable

Step 7 — Corporate Bank Account & Post-Setup Support

  1. Prepare your bank file (company documents, business profile, compliance notes)

  2. Introduce you to suitable UAE banks / fintech options

  3. Provide ongoing support for bookkeeping, tax compliance, ESR, UBO filings and advisory

Our Business Setup Services in Dubai

We provide a full-stack solution, not just a licence.

Company Formation & Structuring

  • Mainland LLCs & professional licences

  • Free zone companies in leading Dubai zones

  • Offshore / holding / SPV structures

  • Group structures, cross-border setups, and restructuring

Licence & Regulatory Approvals

  • DET / free zone approvals

  • Activity classification and licence type selection

  • External approvals (where required)

Tax, Accounting & Compliance

Through our group’s accounting and tax specialists, we can support with:

  • UAE Corporate Tax registration, advisory and returns

  • VAT registration, compliance and advisory

  • Accounting & bookkeeping

  • Coordination with audit where required

Visa & PRO Services

  • Investor, partner and employee visas

  • Family visas, status change and renewals

  • PRO services for government and semi-government bodies

Banking & Financial Advisory

  • Bank account opening support & documentation

  • Guidance on substance, turnover, and KYC expectations

  • Introductions to banking and fintech partners (where suitable)

Ongoing Compliance (Beyond Setup)

  • UBO filings and company registers

  • ESR notifications and reports (if applicable)

  • AML framework guidance for high-risk sectors

  • Advisory on regulatory updates affecting your business

UAE Compliance You Cannot Ignore in 2025

The UAE offers excellent benefits, but rules are tightening. Ignoring compliance can be costly.

Corporate Tax (9%)

  • Most UAE businesses now fall under the 9% corporate tax regime (above the profit threshold and subject to rules).

  • You may need to:

    • Register for corporate tax

    • Maintain proper accounts

    • File annual tax returns and keep records

VAT (Value Added Tax)

  • Standard rate 5% VAT on taxable supplies and imports.

  • You must register if you exceed or expect to exceed thresholds or meet other criteria.

  • Regular VAT returns, proper invoicing and record-keeping are mandatory.

UBO (Ultimate Beneficial Owner) & Company Registers

  • UAE entities must maintain and report UBO information.

  • Non-compliance can lead to penalties or issues with regulators/banks.

Economic Substance Regulations (ESR)

Certain activities (like headquarters, distribution, holding, IP) may bring ESR obligations:

  • Filing ESR notifications and reports

  • Demonstrating adequate substance (office, staff, expenditure) in the UAE

AML / KYC / DNFBP Responsibilities

If your business is a Designated Non-Financial Business or Profession (DNFBP) (e.g., real estate, corporate services, accounting, etc.), you may have:

  • AML registration obligations

  • Need for internal risk assessment, policies, KYC and reporting frameworks

At Business & Beyond, we integrate these compliance considerations into your setup from day one, so you don’t discover them after a regulator or bank does.

Why Dubai Entrepreneurs Choose Business & Beyond

1. Strategy + Compliance, Not Just Paperwork

We don’t just “sell licences.” We:

  • Diagnose your business model, markets and risks

  • Recommend structures with tax, banking and compliance in mind

  • Help you avoid costly restructuring later

2. Chartered Accountants & UAE Compliance Specialists

Your file is guided by professionals who understand:

  • Corporate tax & VAT requirements

  • Banking expectations and documentation

  • How regulators view your activity and structure

3. Transparent Pricing & Honest Advice

  • Clear, written cost proposals

  • No hidden “mandatory extras” after you start

  • We tell you when a cheaper option is risky, and when you can safely optimise cost

4. Integrated Post-Setup Support

  • Accounting, tax and compliance support through our extended team

  • Advisory as your business grows, adds shareholders, or restructures

  • Ongoing guidance on regulatory updates

Industries We Help Set Up in Dubai

We support a wide mix of sectors, including:

  1. Professional Services – consulting, legal support, design, training

  2. Tech & Startups – software, SaaS, digital platforms, app-based businesses

  3. E-commerce & Online Businesses – marketplace stores, D2C brands, digital products

  4. Trading & General Trading – commodities, consumer goods, electronics, building materials

  5. Real Estate & Property Management – brokerage, asset holding vehicles (within regulatory boundaries)

  6. Family Offices & Holding Structures – wealth, investments and succession planning vehicles

  7. Healthcare & Wellness (where regulatory approvals allow)

If your activity is not on this list, we’ll check its feasibility, approvals and risk before you invest.

Corporate Bank Account & Financial Structuring Support

Opening a corporate bank account in the UAE is increasingly compliance-driven.

We help you:

  • Prepare a complete business profile banks understand

  • Align your licence, activity, and narrative with actual operations

  • Pre-empt likely KYC questions

  • Choose banks that fit your country of residence, turnover, and risk profile

We also highlight, in advance, scenarios where:

  • Your business model may be high-risk from a bank’s perspective

  • You may need additional substance, documentation or controls

FAQs on Business Setup in Dubai, UAE

  • How much does it cost to start a business in Dubai?

    For most small and mid-sized businesses, Dubai business setup cost starts from around AED 8,000–14,000 for a basic free zone with no visa and can go upwards of AED 25,000–45,000+ for a more robust mainland trading setup with visas and office. Final cost depends on structure, activity, visas, and professional support.

  • How long does business setup in Dubai take?

    In straightforward cases, a free zone licence can be issued in a few days once documents are ready. Mainland setups may take longer due to additional approvals. Visas, Emirates ID and bank account opening add time. Realistically, expect 2–6 weeks from decision to being fully operational, depending on complexity.

  • Can foreigners own 100% of a business in Dubai?

    Yes. Most commercial and professional activities now allow 100% foreign ownership in both mainland and free zones, subject to the specific activity and regulator. Some strategic or restricted activities still have special rules. We confirm your activity’s ownership options before incorporation.

  • Is mainland or free zone better for my business?

    If you mainly serve UAE residents or need a physical presence (retail, restaurant, clinic, on-site services), mainland is often better. If you serve international clients, operate online, and want lower setup cost, a free zone may be ideal. The right answer depends on your sector, clients, and future plans.

  • Do I need to be in Dubai to set up a company?

    Many free zones and some mainland processes allow remote incorporation via digital signing, especially for new companies. However, you will typically need to be present for visa processes (medical, biometrics) and sometimes bank meetings. We’ll advise you precisely based on your nationality, bank and chosen structure.

  • What documents are required for business setup in Dubai?

    Common documentation includes: passport copies, proof of address, passport-size photos, business plan or profile for certain activities, and sometimes reference letters or corporate documents if a company is a shareholder. Regulators and banks may request additional KYC documents depending on your profile.

  • What is the minimum share capital for a Dubai company?

    Many free zones and mainland structures have no paid-up capital requirement or only a nominal requirement (e.g., stated but not blocked in a bank). Some activities or free zones may set specific capital requirements. We clarify this upfront so you can plan investment and documentation accordingly.

  • Do I need a local sponsor or local service agent in Dubai?

    For most commercial activities, the previous 51/49 local sponsorship model has been relaxed, and 100% foreign ownership is possible. Certain professional licences may still use a local service agent on a fixed-fee basis, but without equity in the company. Exact requirements depend on your activity and emirate.

  • Can I run an online business with a Dubai company?

    Yes. Dubai is a leading hub for e-commerce and online services. You can obtain a free zone or mainland licence suitable for online business, e-commerce, or service delivery, then integrate with payment gateways, logistics partners and marketplaces, subject to category and platform policies.

  • What taxes will my Dubai company pay?

    You may be subject to corporate tax (9%), VAT (5%), and other levies depending on your activity and profits. Free zone companies can, in some circumstances, qualify for special tax treatment if they meet qualifying free zone person criteria. Personal income is generally not taxed. We assess your tax position as part of your setup.

  • Is bookkeeping and accounting mandatory in Dubai?

    Yes. Under corporate tax and other regulations, companies are expected to maintain proper, auditable accounts. Many free zones and mainland structures require audited financial statements periodically. We help you set up basic accounting systems, processes and timelines from the beginning.

  • What is a trade licence in Dubai?

    A trade licence (or commercial/professional licence) is the official permission issued by the relevant authority that authorises your company to carry out specific activities. Without a valid trade licence, your business cannot legally operate, invoice, or hire employees in the UAE.

  • Can I have multiple activities under one Dubai licence?

    Yes, subject to regulator rules. Many authorities allow multiple related activities under one licence. Some combinations are restricted or require separate approvals. We help design an activity mix that is both compliant and commercially flexible for your current and future plans.

  • Can I upgrade or change my licence later?

    In many cases you can add activities, change premises, or upgrade licences over time. Some changes require approvals, documentation or restructuring. It is usually cheaper and cleaner to plan correctly at the beginning, but we also assist with amendments and restructuring when needed.

  • How difficult is it to open a corporate bank account in Dubai?

    Banking has become more compliance-focused. For well-structured, legitimate businesses with clear documentation and a credible profile, opening a bank account is still very achievable. Challenges arise for high-risk sectors or inconsistent profiles. We help you prepare a realistic banking strategy.

  • Do I need physical office space in Dubai?

    Requirements vary. Some free zones allow flexi-desk or shared office models, while mainland entities often require a physical office or co-working agreement (Ejari). Banks and regulators may also expect substance that matches your declared activity and business plan.

  • Can I move from a free zone to mainland later?

    You cannot usually “convert” a free zone licence directly into mainland, but you can set up a new mainland entity, migrate operations, and manage tax and contractual transitions. Structuring your initial setup with future plans in mind can significantly reduce complexity.

  • How do I know if my activity triggers ESR or AML obligations?

    Certain activities such as headquarters, holding, distribution, finance, IP and DNFBP-related services (e.g., real estate brokerage, corporate services, accounting) may trigger ESR or AML obligations. We review your planned business and flag these obligations explicitly so you can comply.

  • Can I sponsor my family through my Dubai company?

    In many cases, yes. Once you have a valid residence visa, you may be able to sponsor your spouse, children and sometimes parents, subject to income thresholds, documentation and current rules. We guide you through sponsorship options and timelines.

  • Is it possible to start with a low-cost option and upgrade later?

    Yes, but there are trade-offs. Low-cost packages can be a good entry point, but may limit visas, banking options or activity scope. We help you decide when a lean start makes sense and when it’s safer to invest slightly more upfront to avoid expensive changes later.

  • What is the difference between Dubai free zones?

    Each free zone has its own rules, costs, visa policies and positioning. Some focus on tech, some on media, some on trading or general business. We compare free zones based on your activity, budget, target markets, visa needs and banking profile.

  • Can I hold international assets or shares through a UAE company?

    Yes. Many clients use UAE holding or offshore companies to hold foreign subsidiaries, investments or IP. This can support structuring, treaty access and succession planning, subject to proper tax and legal advice in all relevant countries.

  • What happens if I don’t comply with tax or filing requirements?

    Non-compliance with corporate tax, VAT, ESR or UBO can lead to financial penalties, banking issues, licence problems and reputational risk. We help you implement a simple compliance calendar, documentation process and review cycle so you stay ahead of deadlines.

  • Can Business & Beyond handle both setup and ongoing compliance?

    Yes. We specialise in business setup in Dubai and coordinate with experienced accounting, tax and compliance professionals to support you after incorporation. This includes bookkeeping, VAT, corporate tax, ESR, UBO and advisory as your business evolves.

  • How do I get started with Business & Beyond?

    Simply share a few details about your business idea, nationality, budget and preferred timeline. We’ll schedule a free consultation, outline your best options, and send you a clear 2025 cost and timeline estimate — with no obligation to proceed.

Ready to Start Your Business Setup in Dubai?

You don’t need to navigate licensing, tax, visas, banking and compliance alone.
Let Business & Beyond Consulting LLC FZ act as your Dubai setup partner and long-term advisor.

Book Your Free 30-Minute Dubai Setup Consultation

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